For businesses
Protection for your people
Comprehensive, cost-effective cover for your team
Putting the right protection in place for your employees should not add confusion or complexity, yet it often becomes a headache for business owners.
Instead, you need clear, cost-effective advice on private medical insurance, life cover, critical illness, and income protection.
By carefully researching the market and negotiating on your behalf, we find the best cover, for the best possible price, for your best assets: your people.
Private medical insurance
With private medical insurance, you give your people essential health cover when it matters most. No waiting lists, no lengthy referrals, just fast, effective treatment.
By reducing waiting times and providing access to private consultations and hospitals, it supports wellbeing, recovery, and overall productivity as your employees are able to return to work happier and healthier. And it is not just for reactive care – many employers include proactive benefits, like no-claims discounts and free gym membership, to look after their team.
Life cover
One of the most common–and often expected–benefits provided, life cover is a straightforward, valued benefit that offers reassurance and meaningful financial protection to your employees and their families.
With a cost-effective policy in place, you ensure that if an employee dies in service, their loved ones receive financial support. It is a practical way to show genuine care for your people while strengthening your benefits package; cover can provide four times salary for as little as 1% of payroll.
Critical illness cover
Having access to financial support in the face of critical illness can have a transformative impact on your employees and their loved ones. With this cover, if an employee is diagnosed with a serious condition, a tax-free lump sum can provide welcome stability during an uncertain time.
Designed to ease the financial strain on both your employee and your business, this package helps reduce disruption and offers reassurance. To put it in place, we research the market carefully to recommend cost-effective protection that reflects your company’s needs and the level of support you wish to provide your staff in times of crisis.
Income protection
In addition to critical illness cover, income protection policies can provide ongoing financial support if an employee is unable to work due to long-term illness or injury. Ultimately, it ensures they continue to receive an income during recovery, so they can focus solely on their health, and not their finances, in difficult times.
For employers, it can also reduce the financial strain of extended absence. To give you an idea of what this looks like, we can recommend cost-effective policies that protect your people while supporting the long-term resilience of your business.