Debbie Van Toop

My name is Debbie. I’ve been a client of J Edward Sellars for about 18 months, and Tom Harvey is my adviser.

We were looking for a financial adviser because my husband was planning to retire. I also had lots of little pension pots in different places, and we were looking for some advice as we both moved into retirement.

When we first spoke to Tom, we were looking for retirement advice. We’ve got a child, so we were also looking at Inheritance Tax planning, future-proofing investments and looking after the money for our daughter.

I was introduced to J Edward Sellars by my father. Tom looked after my parents, so he came highly recommended. We were wary of other schemes of combining pensions and didn’t want to get scammed, so we went with somebody recommended.

At our first meeting with Tom, we liked that he was very approachable, very easy-going, and spoke in plain language. He didn’t use financial services technobabble. So, we liked how easy he was to understand.

I feel very well looked after by the team at J Edward Sellars. They’re very helpful and answer emails really quickly. They’re happy to make time in their diaries to have a chat. So, I really feel well looked after.

Since working with Tom, we feel far more prepared for our financial future. We’ve got structure and understand any potential problems that might arise in the future, so we feel more prepared.

The best thing about working with Tom and the team at J Edward Sellars is that they’re always there for you. Even if you’ve got a random question about a life event, they will make time to answer that and make sure that we are comfortable with the answer.

The best piece of advice Tom has given us so far is about financial planning for our daughter, thinking about her future, and looking after the money that we might pass on to her.

I would absolutely recommend Tom and the team at J Edward Sellars. We’ve found them very supportive and very helpful, and they’ve given us a clear understanding of our future financial plans.