Financial security if the unexpected happens

If one of your employees suffers a long-term illness or injury, this can not only have a devastating effect on them and their family, it can present a big challenge to your business too.

Income protection offers a continuing income to your employees if they are unable to work through injury or long-term illness. This provides an invaluable lifeline to them, offering peace of mind that they will continue to receive an income while they are unable to work. Income protection also offers a host of financial benefits to your company.

Currently employers have to pay Statutory Sick Pay for up to 28 weeks to any employee who is off work due to illness or injury. Group income protection can considerably reduce the financial cost to you, as benefits will be paid until the employee returns to work or reaches retirement. With a policy covering two thirds of a salary costing around 1% to 1.5% of payroll, it is also extremely cost-effective.

Highly regarded by both employees and employers, offering financial security when it is needed most, income protection offers peace of mind all round. With access to the whole of the market, we can research the best possible policies to find the one right for you, your employees and your business.


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